Tapping home equity for no-debt cash

July 15th, 2008 by admin

Several new products offer to replace interest payments and high reverse mortgage costs with an unknown share of future profits on the sale of a home. What’s the catch?

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Sending your money abroad

July 15th, 2008 by admin

You might not be able toafford an international vacation this summer, but you may wantto consider sending some of your money overseas.

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Tips for retirement home buyers

July 15th, 2008 by admin

Real estate prices have taken a tumble in the most favored vacation and retirement home markets, making it tempting for buyers scouting for getaways.

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Keep watch on your credit file

July 15th, 2008 by admin

There are easy, genuinely free ways to stay on top of your credit files and use them to save money. Here’s what you need to know to do that.

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Don’t worry, be savvy

June 15th, 2008 by admin

People are worried about job loss, debt, rising prices and not being able to sustain their retirement. Here’s how to quiet that whiny voice in your head.

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Beat the high cost of summer

June 15th, 2008 by admin

Happily, there are ways to get the best out of summer without swimming into a deeper debt hole. Here are some summer savings tips.

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Desperate times require sensible measures

June 15th, 2008 by admin

The economy is in a bad place and people are casting about, sometimes desperately, for ways to ease the crunch.

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Inflation investing

June 15th, 2008 by admin

Gas, gold, food, fuel: Up,up, up, and up. Inflation is already showing up in keycommodities, and many economists think more is on the way.

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Learning financial literacy

May 16th, 2008 by admin

The financial servicescompanies would like you to know that April is FinancialLiteracy Month. What are you reading?

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Survival guide for credit card customers

May 15th, 2008 by admin

The Federal Reserve isplanning to crack down on credit card practices it views asconsumer abuse.

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Teaching kids about money

May 15th, 2008 by admin

The vast majority of parents say they are good financial role models for their children … but they may be kidding themselves. A new survey from Charles

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Tips for taming rising grocery prices

May 15th, 2008 by admin

Gasoline isn’t the onlypainfully expensive necessity of life. Pricesare rising sharply on eggs, rice, poultry, milk and bread –all of the dietary staples.

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Rebalance your portfolio

May 15th, 2008 by admin

Call it rebalancing, orcall it contrarian investing. Smart investors know they shouldtrim back some winners and buy some losers now and again.

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Recession-proofing retirement

April 15th, 2008 by admin

There are about fourbillion retirement calculators out there, and they all agree onone thing: It’s bad when you have to retire into a recession.

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College aid by the numbers

April 15th, 2008 by admin

Financial aid season is infull swing. Colleges send out their award letters on April1, and families have until May 1 to reply to whicheveroffers they intend to accept.

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Buying your first house

March 27th, 2008 by admin

Note to young renters:It’s a very good time to start thinking about buying your firsthouse.

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Households face the unthinkable: budgeting

March 27th, 2008 by admin

After years of living large, American families are now being forced into financial responsibility bythe housing downturn and a weakening economy, and live within their means.

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“Pay day” loans exacerbate housing crisis

March 27th, 2008 by admin

As hundreds of thousands of American home owners fall behind on theirmortgages, people are turning to short-term loans withsky-high interest rates to get by.

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Getting a handle on bank fees

March 12th, 2008 by admin

Banks are downright sneaky about some of the fees theyimpose, according to a new government report. Here’s how to get a grip.

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Preparing for economic fire and ice

March 5th, 2008 by admin

Some say American economicstrength will end in inflation, others say in recession. EvenFederal Reserve policy setters don’t agree.

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Multidimensional retirement planning

February 27th, 2008 by admin

Having enough money iscrucial for a comfortable retirement; having a lot of money isnot. This might be a goodtime to look at the other dimensions of retirement planning.

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Protecting profits at tax time

February 20th, 2008 by admin

There’s not much you can doto shave the taxes on your salary. But when it comes to thetaxes you pay on savings and investments, there’s a lot you cando.

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Make a tax season pledge to yourself

February 13th, 2008 by admin

Maybe you missed New Year’sDay, and maybe you don’t observe Lent. You can still makeresolutions; call them tax-season promises to yourself.

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The return of refinancing

February 6th, 2008 by admin

Refinancing the mortgageisn’t the hobby it was in 2003, but with 30-year loans pricedunder 6 percent, maybe it should be.

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Ways to spend a government bonus check

January 30th, 2008 by admin

Washington wants to send you an extra $500 to $1,200 as a way ofbailing the nation out of its economic woes. So what should you do with it?

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Tax-deferred saving

January 23rd, 2008 by admin

Are you losing money in yourtax-deferred 401(k) and IRA accounts?

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Navigating bumps along The Street

January 16th, 2008 by admin

Back in the day, a 200-pointmove in the Dow meant something. Now it’s just thetypical morning routine. Here’s how to stay sane and make money in volatile times.

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What retirement calculators don’t tell you

January 9th, 2008 by admin

Online retirementcalculators are handy. Theytell you whether you’re on track for the retirement of yourdreams… or that there’s been a seriousderailment.

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Small steps toward bigger rewards

January 2nd, 2008 by admin

If you think those resolutions about never wasting money again are going to stick, think again. If you take baby steps, though, you have a chance.

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Where to put your money in 2008

December 26th, 2007 by admin

While traditional investments have been underwhelming, Chinese stocks, gold, oil and India suggest bigger gains but also much bigger risks.

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Recourse for the little guy

December 19th, 2007 by admin

Maybe you’ve noticed that”the customer is always right” attitude is in short supplythese days.  Here are some ideas on how to protect what’s yours.

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A safe place for retiree money

December 12th, 2007 by admin

Here’s a bad idea whose time has gone: Retirees should keep a lot of their money safe in bonds.

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Solutions for holiday headaches

December 6th, 2007 by admin

You canbe smart about managing the various costs of winter holidays and move on, because we all know it’s notsupposed to be about the money, right?

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Re-examining tax-deferred annuities

November 21st, 2007 by admin

Tax deferral is still worth something, despite the bad rap. If you can pile up cash without carving out some for Uncle Sam, you’ll have more tospend in retirement.

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Affordable, reliable financial advice

November 14th, 2007 by admin

Here’s some good news from the world of money: The quality ofprofessional financial advice is getting better and more affordable.

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Preparing for hard times

November 7th, 2007 by admin

The Fed and plenty of economists are worried that we are headed for a recession. If in fact we are, here’s how to protect your family, yourself and your portfolio.

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Prepaid Visa Credit Card reviews

November 7th, 2007 by admin

PrepaidVisacard.com.au, just released their latest set of prepaid visa card and mastercard reviews. The prepaid visa card website review the latest prepaid visa card and mastercards that are available online and reviews the cards, detailing their fee structure which makes it easier for potential customers to get relevant fee structures on one website. The most recent prepaid visa card reviews cover the Dolly Bopo prepaid Visa Card, Cleo Bopo prepaid Visa card as well as the MTV prepaid visa card.

for more information about available Prepaid Credit Card please visit www.prepaidvisacards.com.au

Track your money

October 31st, 2007 by admin

A new generation of online financial sites aims at younger spenders who are trying to get a handle on where, exactly, their money goes.

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Cashing in that retirement fund

October 24th, 2007 by admin

The trillion dollar floodgates haven’t opened yet, but soon the 76million baby boomers will want their money back from the retirementaccounts they so carefully fed.

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“Great time” to buy a house

October 17th, 2007 by admin

Mortgage rates are down. House prices are down. The Fed chairman is talking about the housing slump.Sounds like a good time to go house shopping!

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401(k) questions

October 10th, 2007 by admin

Knowing the right questions to ask before investing in 401(k) plans can save you money in hidden fees and expenses.

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A double take at annuities

October 6th, 2007 by admin

There are no shortcuts to retirement. But with annuities, you can eliminate some of the guesswork and concentrate more on what you want to do.

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How to think about bonds now

October 6th, 2007 by admin

Usually, when the Federal Reserve lowers interest rates, it’s a good time to buy bonds. But — Of course there is a but! — there could be a dark side.

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Gifts that keep giving

October 5th, 2007 by admin

Being able to spend money on your grandchildren is truly one of life’s great pleasures, according to a new survey. But how should you spend it?

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The other tax season

October 5th, 2007 by admin

By spending time now thinking about and organizing your taxes, you can influence how much you pay later.

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Rent or buy? Do the math

October 5th, 2007 by admin

Sky-high prices, risky mortgages, and job instability have made homebuying a bigger investment than it used to be. For some folks, it’s aninvestment not worth making.

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Define “miscellaneous”

October 5th, 2007 by admin

Americans are spending roughly $48 a week on … what? Lattes? Theycertainly can’t remember, according to a new survey.

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What price happiness?

October 5th, 2007 by admin

Money can’t buy love, but it can, apparently, buy happiness. Here are a few tips on how to measure happiness and ensure the greatest amount of it for… me.

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Parking spaces for your cash

October 5th, 2007 by admin

Having some money stowed away for a rainy day will keep thetax bill, unexpected illness, or a broken appliance fromstealing your peace of mind. Where do you keep it?

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Should lenders be more forgiving?

October 5th, 2007 by admin

Mortgage lenders are more understanding than they used to be but still have a ways to go, say homeowners who have fallen behind on their payments.

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